Articles

The Basics of Public Benefit Exchanges

Historically, many businesses have chosen to work with private benefit exchanges or broker insurance services to purchase cost effective group coverage for their employees. However, with the Affordable Care Act, some employers will have access to additional options for purchasing group coverage Continue reading...

Benefit Exchanges and the Health Care Reform

Benefit Exchanges and the Health Care Reform
For some employers, new public benefit exchanges will be made available and will provide a marketplace in which companies can shop for benefit plans which are cost effective, and more importantly which are compliant under the Affordable Care Act Continue reading...

Indirect costs Associated with the Affordable Care Act

In addition to the direct costs associated with the health care reform, including the potential increase in premiums, employers should also be aware of the indirect costs which are associated with the Affordable Care Act. For example, employers may face penalties if they not meet certain responsibilities such as providing approved plans Continue reading...

Working with Public Benefit Exchanges

Human resource departments must be aware of the changes taking place under the Affordable Care Act to ensure that they are compliant with new regulations, and that they are aware of the new available options for purchasing health care coverage Continue reading...

Small Businesses and Benefit Exchanges

The Patient Protection and Affordable Care Act, enacted in 2010, was implemented to address issues surrounding the access to, cost and quality of health care coverage. As part of this act, public benefit exchanges will be set up to in each state and must be in place by 2014 Continue reading...

State Benefit Exchanges

By 2014, each state will be required to set up public health benefit exchanges or state exchanges, to provide a marketplace through which individuals and small businesses can shop for and purchase health insurance. Continue reading...

Benefit Exchanges and the Affordable Care Act

Under the Affordable Care Act, the individual mandate will require that all US citizens and permanent residents purchase health care insurance or face a penalty. In 2014, the penalty will consist of $95 or 1% of taxable income rising to $325 or 2% in 2015 and $695 or 2.5% in 2016. Continue reading...


800-368-8149