Voluntary Benefits
An increasingly diverse, multi-generational workforce and a growing desire for benefits choices means today’s employers are challenged, more than ever, to offer a benefits program that serves a wide variety of needs without increasing their benefits budget.
MetLife and its affiliates offer a wide array of popular voluntary products that make it easy to add employee-paid options that enhance the value of your company’s benefits programs by meeting the needs of your workforce, maximizing employee engagement, and increasing satisfaction.
• Auto and Home Insurance
• Critical Illness Insurance
• Group Legal Plans
• Pet Insurance
MetLife's Voluntary Value Formula helps you pinpoint the right benefits for your business, and for your employees.
Access the formula: http://www.whymetlife.com/voluntaryvalue/
MetLife Auto & Home® is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverages, rates, and discounts available in most states to those who qualify. Metropolitan Direct Property and Casualty Insurance Company CA Certificate of Authority: 6730 and Metropolitan Group Property and Casualty Insurance Company CA Certificate of Authority: 6393 .
MetLife Critical Illness Insurance (CII) is a limited group policy. Like most group accident and health insurance policies, MetLife’s CII policies contain certain exclusions, limitations, and terms for keeping them in force. Product features and availability vary by state. In most states, there is a 30-90 day waiting period after the effective date of coverage. There is also a pre-existing condition exclusion which varies by state and a benefit suspension period between covered conditions in different categories. A more detailed description of the benefits, limitations, and exclusions applicable to you can be found in the Disclosure Statement or Outline of Coverage/Disclosure Document available at the time of enrollment. P
lease contact MetLife for more information.
Group legal plans are offered by Hyatt Legal Plans, Inc., Cleveland, OH. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and its affiliates, Warwick, RI.
Veterinary pet insurance is underwritten by National Casualty Company, Madison, WI, in all states except California. In California, policies are underwritten by Veterinary Pet Insurance Company, Inc., Brea, CA. These companies are not affiliated with Metropolitan Life Insurance Company nor its affiliates.
MetLife Auto & Home, MetLife, Hyatt Legal Plans, Veterinary Pet Insurance Company, and National Casualty Company operate independently and are not responsible for each other’s financial obligations
Group legal plans are offered by Hyatt Legal Plans, Inc., Cleveland, OH. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and its affiliates, Warwick, RI.
Veterinary pet insurance is underwritten by National Casualty Company, Madison, WI, in all states except California. In California, policies are underwritten by Veterinary Pet Insurance Company, Inc., Brea, CA. These companies are not affiliated with Metropolitan Life Insurance Company nor its affiliates.
MetLife Auto & Home, MetLife, Hyatt Legal Plans, Veterinary Pet Insurance Company, and National Casualty Company operate independently and are not responsible for each other’s financial obligations
